Basic Automobile Insurance

Bodily Injury caused by an Uninsured auto protects you and anybody else you may have allowed to drive your car against losses caused by uninsured drivers or hit-and-run incidents where the driver cannot be identified. Damage to someone else’s property pays for any damage your vehicle may cause to somebody’s property. All the above areas of cover will give you an idea of the total minimum amount of cover you are required by law to purchase for proper vehicle maintenance and use. Lower than the specified amounts and you may be classified as underinsured and may have to pay for penalties defined by specific laws that are applicable. Remember, laws vary from state to state and they may or may not have equal coverage as your current residences so do check with your agent for more details.